Flood Mitigation Assistance Program

FEMA's Flood Mitigation Assistance (FMA) grant program is a resource provided to the city meant to reduce or eliminate the risk of repetitive flood damage to buildings and structures insured under the National Flood Insurance Program (NFIP). The FMA Program is a nationally competitive annual FEMA grant program. Prioritization is given to those structures listed as Severe Repetitive Loss and Repetitive Loss. 

Cost shares for the homeowner will vary depending on the validation of the structure and are pre-determined by FEMA in most cases.

Deadline to apply is Friday, October 14, 2022

Please call 904-209-4327 or email FMA@citystaug.com for more information.

FEMA will prioritize properties based on the structure indicator: 

  • Insured Severe Repetitive Loss primary residences 
  • Insured Repetitive Loss  primary residences 
  • Insured Severe Repetitive Loss secondary residences 
  • Insured Repetitive Loss  secondary residences 

 Project activity types will include:

  •  Elevations
  •  Reconstructions (if applicable) 

Who can apply for the FMA Program?


Those who currently participate in the National Flood Insurance Program:

  • Must be insured with the NFIP at the time of the application opening period (09/1/2022) 
  • Policy must be effective as of 9/1/2022
  • Must maintain flood insurance to the structure in perpetuity 
flood mitigation assistance workshops
  1. Who do I have to have insurance through?
  2. How high do I need to elevate my structure?
  3. Are contractor quotes only elevate the house, or should they also cover other construction tasks?
  4. I had NFIP insurance but then switched to a private carrier, does the program care if I switched to a private carrier?
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                        FMA Program Informational Flier (PDF)

FMA Program August Meeting Dates PNG